Category Archives: Uncategorized

Stop buying coffees every day. You can’t afford it. I mean, of course you can afford a coffee. It just costs a couple dollars for a drip coffee, maybe a few more for a fancy latte or a flat white. Surely $5 for a delicious treat is worth it, right? Perhaps a couple times perContinueContinue reading “Saving Coffee Money”

The bad news: You are not going to consistently beat the market by buying and selling stocks at just the right time. There are thousands of folks paid millions of dollars to read articles, magazine, and statements to understand financial markets. They meet with their colleagues, create evidence-based predictions, and pursue strategies to beat theContinueContinue reading “Index Investing”

The best way to make money and keep money is to invest, invest, invest. By investing early, slowly, patiently, and broadly (i.e. with a diversified portfolio including exchange traded funds), over time your money makes new money – in the form of dividends and increased value for each stock you buy. All you need toContinueContinue reading “Investing vs. Working”

Welcome to the Fancy Frugal Gay blog. I want to talk about being frugal. I don’t mean cheap. Being cheap can be lazy and lacking in taste. It can also be a waste of time. I’m talking about being frugal – wise with spending and even wiser with saving. Why? For starters, I want toContinueContinue reading “Introducing Fancy Frugal Gay”